Guides & How-To Articles
Short, practical guides to everyday math, finance, text, and developer tasks. Each one explains the method, works through real examples, and links to the matching tool so you can get the answer instantly. Looking for head-to-head tool comparisons? See Comparisons & Best Online Tools.
- Percentage Between Two Numbers: Formula
Find what percent one number is of another with the (part ÷ whole) × 100 formula, worked examples and common mistakes to avoid.
- Percentage Increase and Decrease Formula
How to calculate percentage increase and decrease between two values, with worked examples and a quick comparison table of results.
- How to Calculate X out of Y as a Percentage
Turn any score such as 40 out of 50 into a percentage in one step, with worked examples and a short table of common results.
- Percentage Difference vs Percentage Change
Two similar formulas that answer different questions: when to use percentage difference and when to use percentage change, with examples.
- How to Calculate a Discount Percentage
Find the percent off and the price you actually pay, with quick shopping examples and a note on how stacked discounts really work.
- Percentage Points vs Percent: Don't Mix Them Up
The difference between a 5 percent rise and a 5 percentage point rise, why the two are not the same, and how to calculate each one.
- How to Calculate the Percentage of a Number
Learn how to calculate the percentage of a number with the simple X% of Y formula, step-by-step examples, and common real-life uses.
- Reverse Percentage: Find the Original Price
Reverse percentage explained: find the original price before a discount using the formula original = sale price ÷ (1 − discount).
- Percent Error Formula: Measured vs Actual
The percent error formula (measured vs actual) with worked examples, plus how to tell percent error from percentage difference.
- How to Calculate a Tip and Sales Tax by Percentage
How to calculate a tip and sales tax by percentage: quick mental math, exact formulas, and worked examples for any bill.
- How to Calculate Your Monthly Mortgage Payment
How to calculate your monthly mortgage payment step by step, with the formula, a $300,000 worked example, taxes and insurance.
- Mortgage Amortization: Principal vs Interest
Mortgage amortization explained: how the principal vs interest split changes over time, with a 30-year loan table and early-payoff math.
- What You Actually Pay on a Loan: Total Cost
See what you actually pay on a loan — principal, interest and total cost — with worked car and personal loan examples and a cost table.
- APR vs Interest Rate: What's the Difference?
APR vs interest rate: what's the difference and which one matters, with a worked $200,000 example showing how fees raise your true rate.
- Character Limits: Social Media, Meta and SMS
Social media character limits, meta description length and SMS segment rules, with a full reference table for every major platform.
- How long does it take to read 1,000 words?
How long does it take to read 1,000 words? Reading speed (200–250 wpm) vs speaking speed (130 wpm), with a quick reference table.
- URL Encoding Explained: Percent-Encoding
URL encoding explained: how percent-encoding works, the reserved characters that break query strings, and a table of common encoded values.
- JSON vs CSV: When to Use Each Format
JSON vs CSV when to use each: a side-by-side comparison, a conversion example, and how to turn a JSON array into clean CSV in seconds.
- How to Calculate Percent Off and the Sale Price
How to calculate percent off and sale price with the simple multiplier formula, worked examples and a table of common discounts.
- How to Create an SEO-Friendly URL Slug
How to create a URL slug from a title: lowercase, hyphen rules, stop words and SEO tips, with before-and-after examples you can copy.
- What Is Lorem Ipsum? Origin of Placeholder Text
What lorem ipsum is, where the dummy text comes from, why designers use it, and when placeholder text helps or hurts a project.
- How to Compare Two Texts and Find the Differences
How to compare two texts and find the differences line by line, what added, removed and unchanged lines mean, and when to use a diff.
- How Much Should I Save Each Month?
How much should I save each month? Work backwards from a goal, see common rules of thumb, and understand how time changes the answer.
- Unix Timestamp Explained: Epoch Time to Date
Unix timestamp explained: what epoch time is, why it starts in 1970, seconds vs milliseconds, and how to convert it to a date.
- How to Convert CSV to JSON Step by Step
How to convert CSV to JSON step by step: headers to keys, rows to objects, and how to handle quotes, commas and missing values.
- How to Randomly Pick a Winner Fairly
How to randomly pick a winner fairly, why trusting a visible shuffle fails, and how to run a giveaway draw people can believe in.
- Margin vs Markup Formula: What's the Difference?
Margin vs markup formula: how each is calculated, with worked examples, a comparison table and the pricing mistake to avoid.
- Convert Percentages to Decimals and Fractions
How to convert percentages to decimals and fractions, and back, with worked examples, a conversion table and common mistakes.
- Remove Line Breaks and Extra Spaces from Text
How to remove line breaks and extra spaces from text, including \r\n, tabs and non-breaking spaces, with before-and-after examples.
- Compound Interest Formula Explained
Compound interest formula explained: A = P(1 + r/n)^(nt), worked examples, compounding frequency and the mistakes that distort returns.
- How Inflation Affects Your Money
How inflation affects your money: real value, purchasing power and worked examples showing what savings buy after inflation.
- How to Pay Off Credit Card Debt Faster
How to pay off credit card debt faster: how minimum payments work, extra-payment examples, and the interest you can avoid paying.
- How to Decode a JWT (Not Verify It)
How to decode a JWT safely: header, payload and signature explained, base64url encoding and why decoding is not verification.
- HTML Escaping Explained: Entities and Safety
HTML escaping explained: why ampersands and angle brackets need entities, named vs numeric forms, and common escaping mistakes.
- How Random Number Generators Work (and Stay Fair)
How random number generators work: true vs pseudo-random, uniform ranges, modulo bias, and what actually makes a draw fair.